Health care services can be expensive, even with insurance. However, there are options in Kansas City that may help you save money on health care. Kansas City has community-based centers that receive federal funding to provide services for vulnerable populations. These are also known as Federally Qualified Health Centers (FQHCs). How Do FQHCs Work? FQHCs provide some services based on sliding scale fees. If you fall below 200 percent of the federal poverty level, you may receive a discount on some services at FQHCs. Services can include dental care, mental health and substance abuse counseling, transportation, vaccinations and checkups. However, services and fees can vary depending on the FQHC. Before receiving services from an FQHC, check where you or your household fall within the federal poverty level. This can help you determine your eligibility for services and certain federal and state programs. Federal poverty guidelines change every year. Call an…
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For people with past due debts, collection agencies can be most annoying people on the planet. Collectors may be more than irritating, they are sometimes manipulative and threatening. If this sounds familiar, you should know that consumers have rights under the Fair Debt Collection Practices Act (FDCPA). These rights protect you against debt collector harassment. By knowing what collectors cannot do or say, you can protect yourself from abusive phone calls and letters. What is Debt Collector Harassment? Using profane or threatening language: Collectors cannot use profane language when contacting you. They cannot threaten you with violence, or claim they will seize property or imprison you for debts. Misleading you with false information: If a debt collector calls you pretending to be law enforcement or an attorney, they are breaking the law. Debt collectors cannot send you fake legal documents, bills, or other paperwork. They cannot falsify the amount owed….
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If you were looking for an example of a surprise hospital bill, you have come to the right place. A father shared his hospital bill on Reddit showing he was charged $39.35 to hold his newborn. His post went viral, and people were genuinely upset that the hospital charged the new parent to hold his son. It turns out that the hospital charged this amount because the operating room (OR) nurse had to be present for the father to hold the newborn. In other words, the father and his wife were billed by the hospital for the OR nurse’s caregiving services. This post is an important reminder that hospitals will bill for almost anything – bandages, Tylenol, a box of tissues, a plastic bag for belongings and IV bags. These charges can add up and cause medical bills to become unaffordable, even for people with insurance (especially if they have high…
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*Credit card payments will not be accepted for bankruptcy cases, unless pre-approved by The Sader Law Firm. If you have a question about a credit card payment, please call our Office Manager at (816) 561 1818.
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