Sader Law Firm Blog - Kansas City Bankruptcy Attorney Blog

Emergency Rental Assistance program available to distressed renters

Posted on October 13, 2021 by Sader Law Firm

The widespread economic impact of the COVID-19 pandemic has affected both individuals and families who have fallen behind on rent, as well as landlords who rely on rental income to meet their own expenses. As federal and state eviction moratoria expire, millions of American households could face displacement from their homes in the coming months. This could potentially spur an increase in bankruptcy filings. Through funding from the Department of the Treasury’s Emergency Rental Assistance (ERA) program, there are a wide variety of state, territorial, tribal, and local government programs that have been tailored to address the special needs of communities during these difficult times. The U.S. Trustee Program (USTP) has partnered with the Treasury Department to help raise awareness about ERA in the hopes of helping individuals to avoid bankruptcy altogether or, at a minimum, better position debtors to exit bankruptcy successfully. To assist in this effort and ensure…
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Business Training Courses Available for Free at Johnson County Community College

Posted on October 5, 2021 by Sader Law Firm

If you were unemployed or are an employee of a business that received PPP money during the COVID-19 Pandemic and you live in Missouri or Kansas, you are eligible for free Career Training Classes at Johnson County Community College. The courses must be business related and cannot be credit courses. The courses are offered via live or online instruction.  JCCC has received government funding, which enables it to offer these courses to those that qualify for free. As long as your business received a PPP loan or you were unemployed, you qualify. Businesses are eligible to receive up to $25,000 worth of training for their employees. There are certain limitations as described here. However, course areas available include computer and IT, business leadership, healthcare, transportation and logistics (CDL licenses) and trades such as plumbing and HVAC. Whether you are looking to switch careers or simply brush up on skills for…
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The Upcoming Student Loan Discharge?

Posted on September 15, 2021 by Sader Law Firm

If you were to ask a person on the street about bankruptcy, one of the most well-known rules is “you cannot discharge student loans.” In 2005, the Bankruptcy Code was amended under a law called the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). In that law, student loan debt was categorized as non-dischargeable under federal statute. The only silver lining for individuals hoping to discharge student loans was that the section said the loans could not be discharged “unless it would impose an undue hardship.” Like many laws written by Congress, this language was left for Courts to interpret. Some courts have been favorable to students and have discharged student loan debt in certain circumstances; some have not. The one unifying factor for all courts has been that if you want to attempt to discharge your student loans, it will take time and money and there are no guarantees….
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