Filing for bankruptcy can help you reduce or discharge debts, but there are limits to what types of debts are covered. For example, priority debts are non-dischargeable. However, they can still be included in a Chapter 13 Plan and the required payment through the Plan may be less than what was being demanded previously. Having priority debts should not deter you from considering filing, as you may also be able to reduce other types of debts and improve your overall personal financial standing. Hiring a Chapter 13 lawyer may create additional options. As an example, child support is considered a priority debt and is non-dischargeable. The same goes for alimony payments. However, payments on past due amounts for child support and alimony may be scheduled through a Chapter 13 repayment plan. Judgments against drunk or drugged drivers cannot be discharged in bankruptcy but can also be scheduled in a Chapter…
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