Tag Archives: Disability

Earlier this year, the Department of Education took steps to identify federal student loan borrowers with permanent disabilities by using Social Security data. According to the Department of Education, it identified 387,000 borrowers who are permanently disabled. Nearly half of the 387,000 were in default on their loans. Many disabled borrowers who have defaulted were at risk for having their Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) garnished. The Department of Education’s move was an attempt to identify permanently disabled borrowers who were eligible to discharge their student loans. Although prior attempts had been made to identify borrowers, many were unaware they qualified for a discharge or had trouble submitting paperwork. The Department of Education now sends paperwork to eligible borrowers to guide them through the steps of a total and permanent disability discharge. If you are permanently disabled and have not heard from the Department of…
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