If you have made the decision to file for Chapter 7 bankruptcy and believe you do not need an attorney, it will help to stick around and read this blog. Perhaps medical bills have piled up or credit card payments have become unpayable. Whatever the case may be, filing bankruptcy without an attorney is not only extremely time consuming, but very risky. Some people filing for Chapter 7 bankruptcy will have to take the means test, which requires careful attention to detail. The means test requires debtors to show various types of income such as salary, state disability insurance, property income, workers’ compensation and pension income. It also requires several deductions, such as health insurance, union fees and taxes. Attorneys have years of experience gathering paperwork for the means test while most of the general population does not. Chapter 7 bankruptcy has many rules. Some rules might be unknown to…
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